A smarter way to book a resort
Book resort villas with points supplied by participating owners. You see the proposed stay and price before committing, and the reservation is confirmed with the resort. No timeshare purchase is required.
Direct Settlement — how it works
What you're actually booking
Vacation-ownership resorts are a different product than a transient hotel. That's why the math works — and why the experience is different.
01
Multi-bedroom villas with full kitchens, in-unit washer/dryer, separate living and dining areas, and private balconies. Typically 2–3× the square footage of a comparable hotel room — and priced per villa, not per person.
02
Multi-pool campuses, beach clubs, kids' programs, owner lounges, on-site restaurants, fitness centers. Built to keep families occupied for a week, not to process arrivals and departures.
03
Most guests are owners and members on week-long stays, so the property feels residential rather than transient. No bachelor party turning over at 11 a.m. while a conference checks in.
04
Same operator, same check-in desk, same brand standards. You get a real reservation in your name on the resort's system — not a voucher, not a third-party desk, not an 'associated' property.
The full flow
01
Browse and shortlist resorts.
Filter by location, climate, beach vs. mountain vs. urban, room size, kitchen, kids' programs. Add as many resorts as you'd consider. Resorts are listed in randomized order — no pay-to-play featured slots.
02
Configure your request.
Dates (preferred + acceptable window), room type, view preference, guests, max budget, and refund policy. No card hold and no charge with Direct Settlement — payment is arranged directly with the owner once the booking is verified.
03
The lottery runs.
Eligible owners are progressively given access in karma-weighted random order. The first to acknowledge gets an exclusive window — typically about an hour — to draft a proposal.
04
You see the proposal.
Email magic-link gets you to your booking page and the chat thread with the owner. You can confirm, decline (with a reason), or ask questions.
05
You confirm.
The owner books on Marriott and shares the confirmation details. You verify the reservation with the resort, then arrange payment directly with the owner for the actual hotel cost. Direct Settlement has no platform booking fee.
06
You stay.
The reservation is in your name. You check in at the resort. Discuss any payment or refund issues directly with the owner in your booking chat; Direct Settlement has no platform-managed dispute window.
What's included in a Book My Points booking
Included
Not included
What happens if plans change
How we keep this safe
Resort verification
You confirm the reservation directly with the resort before arranging payment with the owner.
Magic-link access
No password to leak; link expires after 30 days.
Booking records
Keep payment and refund discussions with the owner in your booking chat.
Owners are vetted
Proof of ownership, terms agreement, admin-reviewed application.
Common questions
Because you're paying against the owner's points cost (which they've already paid for via maintenance fees), not the resort's published cash rate. The economics are owner-direct. With Direct Settlement, there is no platform booking fee at all.
Yes. Owners are allowed to use their points to make reservations for others, and you're paying the owner — not the resort — for that service. With Direct Settlement, payment is arranged directly between you and the owner; the platform helps you find an owner and keeps a record of your booking. You verify the reservation with the resort before paying.
If an owner fails to book a confirmed request within the required time, your booking goes back into the queue for another owner to pick up. No money has changed hands at that point. If an owner cancels your reservation after booking is confirmed, contact us and they'll be blocked from the platform.
Only after you confirm a proposal, and only the information the resort needs to place the reservation in your name.
Yes — submit each leg as its own request. Up to 3 active requests at a time per guest.
No. The platform is built for individual travelers.
Read before you book
Renting · 8 min read
You can rent a Marriott Vacation Club villa from an owner, often for much less than Marriott's published cash rate. The important part is knowing how the reservation should be made, what a reasonable quote looks like, and what to verify before paying.
Read the guideRenting · 9 min read
A vacation rental can require thousands of dollars before check-in. We compare Venmo, Zelle, Cash App, PayPal, Apple Cash, and credit cards by their limits, fees, and options for recovering money when a booking falls through.
Read the guideMVC basics · 10 min read
MVC Club Points pay for vacation ownership inventory; Marriott Bonvoy points belong to the hotel loyalty program. The names are similar, but the balances, booking rules, and value are not interchangeable.
Read the guideRenting · 8 min read
Marriott Vacation Club rentals by owner let you book a vacation using an owner's reservation or ownership benefits. You pay for a particular stay, without buying a timeshare yourself.
Read the guideChoosing a villa · 11 min read
A separate bedroom can change the evening. If your children go to bed before you do, you can close a door and still have somewhere to sit. If you're traveling with friends, a living room gives you a place to spend time together without everyone perching on someone's bed.
Read the guideMVC rules · 12 min read
Cancel an MVC reservation 61 days or more before arrival and the owner generally gets the Club Points back without a Holding Account restriction. At 60 days or less, those points become much harder to reuse. That difference is why Book My Points sets clear refund terms and uses a 65-day cutoff.
Read the guideDirect pricing, no markup · Same resort, real reservation