For points owners
Don't let your points expire. Get paid for them instead.
Book My Points pays owners 100% of the hotel cost for points-based reservations they fulfill — enough to meaningfully offset (or fully cover) annual maintenance dues. No memberships. No commission cuts. No fraud risk.
Early access — owner terms
- You'll be paid directly by the Guest, not through Stripe Connect. Stripe Connect onboarding is paused until full payment processing launches.
- Because you're collecting payment yourself, you are responsible for your own income reporting. Book My Points will not issue a 1099-K during early access.
- The "Mark payment received" button in your portal records the transfer for the booking timeline; it does not move money.
What you'd actually earn
Four ways to handle surplus points, side by side.
The point isn't the exact dollar figure — that depends on your program, the resort, and the season. The point is which path actually pays out without making you the operator.
This is not a tiered commission. There is no "premium owner" cut. During early access, there is no booking fee at all — the guest pays you directly for 100% of the hotel cost. We just help facilitate.
Why we exist
Cover your dues. Help a guest skip the markup. Everyone wins.
Maintenance dues show up every year whether you book a stay or not. Surplus points are essentially prepaid lodging that vanishes if you don't use them by the deadline. Meanwhile, travelers pay inflated cash rates for the same resorts you have access to.
Book My Points puts you on the same side as the people staying in your resort. You receive 100% of the hotel cost — enough to meaningfully offset or fully cover maintenance dues. Guests pay a fair, transparent rate. Nobody's getting played, and nobody's giving up margin to a middleman.
100% of the hotel cost to you.
Not a 60/40 split. During early access there is no booking fee — the guest pays you directly.
No commission tier.
Karma rewards good behavior, not deep pockets. There is no way to buy your way to the top of the queue.
Referred guests can come straight to you.
Guests who book with your referral code can opt to skip the lottery and route the request directly to you — a useful path for friends, family, or repeat travellers who already know they want to work with you.
Direct payment from the guest.
Guest pays you using a method you both agree on. Real dollars, no platform middleman.
A guest protection layer.
Verification, dispute handling, and fraud screening — so the people staying at your resort are real travelers.
vs. RedWeek, TUGBBS, Interval & online marketplaces
Other options are good. They're optimized for different problems.
| Optimized for | Book My Points | RedWeek | TUGBBS | Interval Intl. | Online marketplaces |
|---|---|---|---|---|---|
| Best for | Surplus points | Full-week rentals | Owner-to-owner trades | Week-for-week travel | Speculative inventory |
| Per-engagement | None — opt in | Per listing | Per listing | Deposit a week | Per listing |
| Owner takeaway | 100% of hotel cost, paid by guest | List price minus fees | Direct with renter | A different week | Whatever the buyer pays, if it sells |
| Customer service | Platform handles | You | You | Interval staff | You |
These aren't mutually exclusive. Many owners list a full week on RedWeek for one trip, swap a week through Interval for another, and use Book My Points for the leftover points.
How priority works
Karma is the lottery weight. It's not for sale.
Higher karma = more lottery tickets = higher probability of an earlier queue position on each request. There's no "premium owner" tier and no way to buy your way to the top.
Refer guests
Karma equal to the hotel cost in dollars from their bookings.
Refer other owners
Bonus karma once they're approved and consistently active.
Fulfill a booking
Karma equal to your payout dollar value, deducted on verification.
Acknowledge & don't follow through
Configurable penalty (default 500 karma). Don't acknowledge if you can't propose.
From request to payout
Six steps, no surprises.
01
Apply once.
Tell us which programs you participate in. MVC owners complete the full application: proof of ownership, contact info, terms. Admin reviews in 48 hours.
02
Self-report your point balance.
Banking deadline, use year, current balance. We use this to filter which requests notify you. Point balance doesn't affect lottery priority — that's determined by karma, earned through referrals.
03
Wait for matched requests.
When a guest's request is eligible for you, you're entered into a karma-weighted random lottery. The first owner has 15 minutes to acknowledge before it's available to the next; after acknowledgement, an exclusive ~1-hour window to draft a proposal.
04
Draft the proposal.
You see the guest's criteria and a points budget. You pick a specific resort + dates + room type within their constraints, and craft a proposal you can book. The guest reviews and confirms or declines with a reason.
05
Book + share confirmation.
Once the guest confirms, you book the reservation with your points and add the guest's name. Share the confirmation number with Book My Points. We verify it directly with the resort.
06
Get paid.
During early access, you and the guest arrange direct payment using a method you both agree on (Zelle, Venmo, etc.). Once the funds clear, mark payment received in your portal to record the transfer in the booking timeline.
You can also decline any request offered to you — no penalty. A karma reputation penalty only applies if you acknowledge a request and don't actually craft a proposal. Acknowledging is a commitment to follow through.
The money path
Direct payment. No middleman.
- During early access, the guest pays you directly using a method you both agree on (Zelle, Venmo, check, etc.). Book My Points is not collecting or holding funds yet.
- Mark payment received in your portal once funds clear. This records the transfer in the booking timeline; it does not move money.
- 100% of the hotel cost goes to you. There is no booking fee during early access.
- You are responsible for your own income reporting on direct payments. Book My Points will not issue a 1099-K during early access.
- When full payment processing launches, payouts will move to ACH via Stripe Connect with platform-issued 1099-Ks. We'll notify you in advance.
Eligibility
If you own points, we want to talk to you.
We don't currently support: developer-direct points without ownership transfer to your name, points held in trust without your name on file, or programs not listed above.
Common questions
Real questions, plain answers.
What does “100% of the hotel cost” actually mean?
The hotel cost is your point balance × the program's points-to-dollars rate. During early access, that's exactly what the guest pays you directly — no commission split, no platform tier cut, and no booking fee.
Do I have to take every request?
No. The lottery offers requests to you. There's no penalty for declining or ignoring. The penalty (default 500 karma) only kicks in if you acknowledge and don't follow through.
What if a guest cancels after I've already booked the room?
Before they confirm the proposal, the hold is released and you can cancel the reservation if you booked it. After confirming, the platform's refund policy (chosen by the guest) determines what happens. Bookings within 65 days of check-in are always non-refundable. We work with you on edge cases.
Do I have to talk to guests?
There's a chat thread for each booking. During early access you'll also coordinate direct payment with the guest there. The platform handles verification and disputes.
What does this cost me?
Nothing. During early access there is no booking fee at all — the guest pays you 100% of the hotel cost directly.
Will I get a 1099?
Not from Book My Points during early access — because the platform isn't collecting or disbursing payments, you're responsible for your own income reporting on direct payments received. When full payment processing launches, Stripe will issue a 1099-K once you cross the IRS threshold.
Can I refer other owners?
Yes — every owner has a referral code. Refer another owner, they get approved, they stay active, and you receive bonus karma. Referrals also work for guests (karma based on hotel cost).